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Incoming Health Insurance for up to 3 months

The Incoming Health Protection from Allianz Travel provides health insurance for inbound travel to Germany and Europe.
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Assumption of costs
We will cover any costs incurred for medical and hospital treatment due to an accident or an unforeseeable illness.
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Coverage starting with conclusion
Your coverage starts with the conclusion of the insurance
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Our worldwide network of medical experts and service providers is at your service around the clock.
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Important information on the coronavirus

Restrictions or exclusions may apply when staying in or travelling to areas for which the Foreign Office has issued travel warnings, depending on the terms and conditions of your insurance policy.

Important information and answers to your questions about your insurance cover can be found under Coronavirus.

Why do I need Incoming Health Insurance?

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Incoming insurance provides you with Travel Health Insurance during your stay in Germany, all the European Union states, as well as the Schengen area and any country that applies the Schengen Agreement.

With many countries, in order to obtain your visa you need to have travel insurance that meets European Union requirements.

An international health insurance policy for foreigners makes sense for anyone planning to stay in Germany for a prolonged period, whether for personal or job-related reasons.  Examples of individuals who can be covered by our Incoming insurance are

  •  Au-pairs
  •  Students and people on language courses
  •  Visiting scientists
  •  Business travellers
  •   Private individuals visiting friends or family
  •  or other foreign visitors.

What does an Incoming insurance policy include?

  • Incoming international health insurance: We will cover the cost of medication, doctors' appointments and hospital stays.
  • Return transport: We will move you to a hospital close to your place of residence if medically advisable and justifiable.
  • Luggage Insurance: We will assist you if your luggage gets lost or stolen. Only available in our Incoming health and luggage cover.

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Incoming Health Protection

Incoming Health and Luggage Protection

Travel Health Insurance Incoming
up to 90 days
up to 90 days
Luggage Insurance
Sum insured: € 3.000,– per person

For one single trip

Sample price for single rate: 10 days, 1 adult aged 30 years.
 

Incoming Health Protection

10.26 € 

Incoming Health and Luggage Protection

25 €
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Incoming insurance cover for long-term stays in Germany

  • An Incoming insurance policy covers all member states of the Schengen Agreement, as well as Andorra, Bulgaria, Croatia, Romania, San Marino, Vatican City and Cyprus.
  • For trips up to 93 days long, we offer visitors from abroad two products for their stay in Germany, Austria and Switzerland, as well as in all the countries listed above. You can arrange our Incoming-Krankenschutz (incoming health cover) by itself, or supplement it with a Luggage Insurance policy. All Incoming EU health insurance policies fulfil the conditions required to obtain a Schengen Visa.
  • Visitors intending to stay in Germany for more than 93 days and up to 5 years, can use a health insurance policy to cover themselves against unexpected doctors' and hospitalisation costs for the entire duration of their stay.
  • The health insurance cover for visitors from abroad is equivalent to the cover offered by the statutory health insurance schemes in Germany. You can arrange Incoming Health Insurance from our partner MAWISTA, for a long-term stay of up to 5 years in Germany.

Which benefits does an Incoming insurance policy offer?

What is insured?
  •  
  • Medically advisable and justifiable return transport to a suitable hospital close to your place of residence.
  • Medically necessary transport to a hospital abroad and back again to your accommodation
  • Medically necessary treatment, medication and medical devices
  • Pain-relieving dental treatment and denture repairs
  • Rooming-In for the in-patient treatment of children under the age of 18
  • Information about other benefits and services can be found in our General Terms and Conditions of Insurance.
What is not insured?

X Dental treatments going beyond pain-relieving treatment or denture repairs

X Psychoanalytical and psychotherapeutic therapy

X Medical treatments for which the travel was planned

X Medical treatments known to be required in advance of travel

X Addiction treatment

X Medical devices such as spectacles or hearing aids

X Medical check-ups during pregnancy, childbirth after the 36th week and abortions not medically indicated

X Treatment of injuries sustained during sports competitions, for which you earn a participation fee

Standard Terms and Conditions of Insurance (AVB)

The Standard Terms and Conditions of Insurance (AVB) contain a detailed description of the individual benefits, as well as comprehensive information about your insurance cover and the rules about deductibles.
Incoming Health
T&C
IPID

Incoming Health and Luggage Protection

T&C
IPID

Simply arrange your cover by telephone

  • Do you have any questions about your travel insurance?
  • Not sure which travel cover is right for you?
  • Do you need help arranging your travel insurance?
  • Want to arrange your cover over the telephone?

We're here for you: +49 89 244 414 178

Monday to Friday 8.30 am to 6.30 pm, Saturday 9.00 am to 2.00 pm

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What should a health insurance policy for foreign visitors include?

  • A health insurance policy for non-EU foreigners in Germany has to match or exceed the benefits offered by the statutory health insurance schemes in Germany. In order to obtain a visa, you have to provide proof of these benefits to the embassy or the consulate of the country in which the visa is issued. When you arrange our Incoming insurance, you will receive a certificate confirming that the policy meets the requirements for a Schengen Visa.
  • Proof of the health insurance cover has to be furnished each time you want to renew your visa. The requirements for obtaining a visa, particularly a Schengen Visa, are satisfied by all of our Incoming Health Insurance policies for Germany and Europe.
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The right travel insurance for everyone

  • Our Incoming Insurances cover the costs of visits to the doctor or to the hospital and for medication if you get sick while traveling or have an accident. We also cover your return transport if it is medically recommended. Additionally, you can call our helpline around the clock to help you with questions about health and travelling.
  • We recommend choosing one of our comprehensive Incoming Travel Insurances which additionally include a liability insurance: Then you are not only covered if you need medical help, but also if someone demands compensation for damages from you. The maximum sum insurable is 500,000 € per person for personal injury or damage to property. The most comprehensive of our Visitors Insurances also includes travel luggage insurance, which protects your personal belongings during your entire journey. 
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Did you know?

  • Incoming Health Insurance cover for stays from 94 days to 5 years can be only be arranged only up to the age of 65. The rate (tariff) for trips of up to 93 days is available for any age.
  • Germans living abroad are also frequently no longer covered by health insurance in Germany. Germans living abroad should therefore also arrange Incoming Health Insurance when they visit Germany.
  • Health insurance for foreign visitors can also be arranged by the host, thus saving the visitors from the hassle.
  • If your application for a Schengen Visa is denied or you are unable to travel for health reasons, you can cancel the insurance cover, no problem.
  • Should your plans change, you can extend the Incoming insurance cover under certain conditions or even change the inception date (see FAQ). 

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