Sample price for single rate: 10 days, cost of travel: € 1000, travel destination: Europe, 1 adult aged 30 years.
Sample price for family rate: 10 days, cost of travel: € 1000, travel destination: Europe, 2 adults aged 30 years, 2 children aged 2 and 5 years.
Sample price for single rate: two or more trips during the year: € 1,000 travel destination: Europe, 1 adult aged 30 years.
Sample price for family rate: two or more trips during the year, cost of travel: € 1,000 travel destination: Europe, 2 adults aged 30 years, 2 children aged 2 and 5 years.
Are there any limits on the insurance cover provided?
Information on our insurance cover limits can be found in our General Terms and Conditions of Insurance.
X Existing conditions that were last treated within the six months prior to the start of the insurance cover or the booking of the trip
X A mental disorder episode, if the most recent episode does not date back at least three years, or addictions
X Medical treatment and other medically prescribed therapy which you knew to be essential before the start of the insured period or which you should have expected given the circumstances known to you
X Acupuncture, massage and wellness treatments, "fango" procedures and lymph drainage.
X Video and filming equipment, cameras, including accessories, as checked-in luggage and losses sustained because these are forgotten or lost
X Accidents caused by mental or cognitive disorders, strokes, seizures; this applies also if the condition is caused by drugs or alcohol
X Liability claims made by insured persons travelling together, against one another
The Standard Terms and Conditions of Insurance (AVB) contain a detailed description of the individual benefits, as well as comprehensive information about your insurance cover and the rules about deductibles.
Short term insurances for one single trip
Travel Cancellation Insurance should be arranged when the trip is booked (date of booking confirmation), though it can be arranged later up to 30 days before the commencement of travel. Where trips are booked within 29 days of commencing the travel, the insurance cover must be arranged immediately and within the next three days at the latest.
You can arrange international health insurance and all other travel cover, but not any Travel Cancellation Insurance, up until the day you travel.
We offer the following payment options if you arrange your insurance online:
• Direct debit
• Credit card
A policy for a single trip is valid basically until the end of that trip.
A policy with a period of one year is valid for all trips taken within the 12 months covered. Your insurance policy will be renewed for one year at a time, unless it is cancelled at least one month prior to the end of the insurance year. You can cancel your annual travel insurance on our claims portal or using the Chat tool and choosing "Contract amendments".
That depends on what you want to secure. Credit Cards often only contain "partial coverage", so that medical return transport can be included, but not international health insurance or vice versa.
Travel protection often only applies if the trip was paid by credit card. You should also check whether the insurance only applies to the cardholder or whether fellow travelers are also insured.
