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Rental Vehicle Insurance with Reduction of CDW Deductible

The Reduction of CDW Deductible limits the deductible you have to pay. If you have an accident, you do not have to pay more than the sum agreed under the insurance policy.
Your Reduction of CDW Deductible insurance should be arranged when you hire the vehicle, though it can be arranged up to one day before you collect it.
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Protect your holiday funds with a Reduction of CDW Deductible policy. Your cost impact airbag in case of theft or an accident.
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Our experts are always there to advise you. Swift and competent. You can call us, write an email or chat with us.
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On the road, without a care
No matter whether in a rental vehicle or a camper van - any accident can prove expensive. We will pay part of your deductible should an insured event occur.

Important information on the coronavirus

Restrictions or exclusions may apply when staying in or travelling to areas for which the Foreign Office has issued travel warnings, depending on the terms and conditions of your insurance policy.

Important information and answers to your questions about your insurance cover can be found under Coronavirus.

Why do I need a Reduction of CDW Deductible policy?

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  • The deductible for a rental vehicle is often very high abroad and especially in popular holiday resorts.
  • We offer a Reduction of CDW Deductible policy for your rental vehicle. If you are involved in an accident, or if the vehicle is stolen or is damaged by a natural hazard, you will be liable for a substantial part of the damage unless you have taken out a deductible reduction policy.
  • The Reduction of CDW Deductible policy limits the deductible amount you have to pay. In case of an accident, you need pay no more than the sum agreed under the insurance policy (max. € 300 for a car and max. € 250 or € 500 for a camper van).

What does the Reduction of CDW Deductible policy cover?

  • For rental vehicles, you can arrange a Reduction of CDW Deductible policy for an insured sum of 3,000, 5,500 or 8,000 euro.
  • The sum insured must correspond to the deductible for the collision damage insurance in your vehicle rental agreement. If you arrange the Reduction of CDW Deductible policy, the deductible in your rental agreement will be reduced to 300 euro in case of an accident.
  • For camper vans, motorhomes and caravans, you can choose between 3,000, 5,500 or 8,000 euro of cover, depending on the amount required. The CDW deduction reduction policy for camper vans and caravans reduces the amount of deductible left for you to pay to 250 or 500 euro (depending on your choice), in case of an accident.

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Reduction of CDW Deductible for Cars

Reduction of CDW Deductible for Camper

Camper Package

Travel Cancellation Insurance
CDW Deductible Reduction
Travel Curtailment Insurance
Luggage Insurance
Sum insured: € 6.000,– per object
Interior equipment Insurance
Deductible: € 250,– per object and claim
insured sum: € 2.500,– per travel

For one single trip

Sample price for: 10 days, travel destination: worldwide, sum insured: 3000 €.
 

Reduction of CDW Deductible for Cars

50 € 

Reduction of CDW Deductible for Camper

170  €

Camper Package


180 €

Which benefits does the Rental Vehicle Insurance policy offer?

What is insured?

Which events are insured? 

  • Damage to the rental vehicle caused by an accident, attempted theft or vandalism
  • Theft of the rental vehicle

What is reimbursed? 

  • The amount of the deductible for the collision damage insurance owed and billed to you under the vehicle rental agreement
  • Sum insured: This must correspond to the deductible for the collision damage insurance in your vehicle rental agreement; amounts of € 3,000 / € 5,500 / € 8,000 are possible
  • Deductible: You pay € 300 (car) or € 250 / € 500 (camper van) of the reimbursable damage in case of an accident
What is not insured?

Uninsured events:

X Damage not covered by the (main) collision damage insurance taken out by the vehicle hirer

X Trips taken by a driver not included in the rental agreement

X Damage to the hire vehicle's interior

 

Uninsured vehicles:

X Motorcycles and other two-wheeled vehicles

X Aircraft and watercraft of any kind

X Car-sharing vehicles

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Tips for arranging insurance online

  •  Make sure you have a note of your travel dates, the date you booked the travel, and all the names and dates of birth of all those travelling with you
  • Pay by direct debit and credit card
  • You can arrange cover any time up to 30 days before your travel commences - or, if there is less than 30 days before the trip commences, you can do so within 3 days of making the booking
  • Purchasing annual insurance is often more cost effective - look out for the "Our recommendation" message during the booking process

Simply arrange your cover by telephone

  • Do you have any questions about your travel insurance?
  • Not sure which travel cover is right for you?
  • Do you need help arranging your travel insurance?
  • Want to arrange your cover over the telephone?

We're here for you: +49 89 244 414 178

Monday to Friday 8.30 am to 6.30 pm, Saturday 9.00 am to 2.00 pm

Standard Terms and Conditions of Insurance (T&C)

benefits, as well as comprehensive information about your insurance cover and the rules about deductibles.
Reduction of CDW Deductible for Cars
 
T&C
IPID

Reduction of CDW Deductible for Campers

T&C
IPID

Camper Package
 

T&C
IPID
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Allianz Assistance - Travel Insurance
4.5 / 5
Rating based on 25988 reviews
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Camper van travel cover package

  • For camper vans, motorhomes and caravans, you can choose between 3,000, 5,500 or 8,000 euro of cover, depending on the amount required. The CDW deduction reduction policy for camper vans and caravans reduces the amount of deductible left for you to pay to 250 or 500 euro (depending on your choice), in case of an accident.
  • For rental vehicleavans, motorhomes and camper vans, there is also a camper van travel cover package available. This package offers particularly extensive travel cover and includes, in addition to the Reduction of CDW Deductible Camper Van policy, a rental vehicle interior policy for installed fixtures and fittings and damage to the vehicle's interior, Travel Cancellation and Curtailment Insurance, as well as Luggage Insurance.
  • Travel cancellation and curtailment elements of the camper travel cover package refers here only to the hire cost of the vehicle, not to charges for camp sites or travel expenses.
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CDW and LDW: What do they mean?

  • If you are booking a rental vehicle or are looking for Rental Vehicle Insurance, you will inevitably come across the abbreviations CDW and LDW. These abbreviations are English and are equivalent to the German comprehensive cover with or without deductible.
  • CDW stands for "Collision Damage Waiver" and is equivalent to comprehensive cover, usually including a deductible or excess.
  • LDW stands for "Loss Damage Waiver" and is equivalent to comprehensive cover with a liability waiver, i.e. no deductible.
  • Therefore, if you book a rental vehicle with LDW already included, you do not normally require any additional insurance. If, on the other hand, your Rental Vehicle Insurance includes only CDW, you should check carefully what amount you will have to pay in case of an accident. It may be that you need to arrange a CDW deduction reduction policy, so you are not liable for what can be an extremely large deductible in case of an accident. The Reduction of CDW Deductible policy allows you to limit the amount you have to pay to the absolute minimum, should you be involved in an accident or if your rental vehicle is stolen or is damaged by a natural hazard.
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Did you know?

 
  • A Reduction of CDW Deductible policy is suitable for anyone booking a rental vehicle with a deductible. A deductible is also referred to as the "excess".
  • So, if your rental vehicle agreement includes a deductible, you should arrange a Reduction of CDW Deductible policy if you do not wish to bear the risk of a high personal contribution.
  • With the Reduction of CDW Deductible Cars policy, if the rental vehicle is involved in an accident or is stolen, the deductible is paid apart from the last 300 euro. Under the Reduction of CDW Deductible Camper Van policy, the deductible for camper vans is paid apart from last 250 euro or 500 euro (depending on the amount selected). Unfortunately, the deductible for hired motorcycles cannot be insured under either rate.

This could be interesting

Travel Cancellation Insurance
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CDW Rental vehicle CDW

General Questions

Definitions